Land transfer tax calculator
Ontario charges land transfer tax on every purchase, and Toronto adds its own municipal tax. First-time buyers can get up to $4,000 back from Ontario and up to $4,475 from Toronto.
Estimated land transfer tax
- Ontario land transfer tax
- $13,475.00
- Toronto municipal land transfer tax
- $13,475.00
- Total
- $26,950.00
Ontario: bracket by bracket
| $0.00 to $55,000.00 | 0.5% | $275.00 |
| $55,000.00 to $250,000.00 | 1% | $1,950.00 |
| $250,000.00 to $400,000.00 | 1.5% | $2,250.00 |
| $400,000.00 to $850,000.00 | 2% | $9,000.00 |
Toronto: bracket by bracket
| $0.00 to $55,000.00 | 0.5% | $275.00 |
| $55,000.00 to $250,000.00 | 1% | $1,950.00 |
| $250,000.00 to $400,000.00 | 1.5% | $2,250.00 |
| $400,000.00 to $850,000.00 | 2% | $9,000.00 |
About these numbers
Rates as of 2026-04-01, from the Government of Ontario and the City of Toronto. Toronto rates above $3,000,000 apply to transfers on or after April 1, 2026.
Rebates have eligibility rules (for example, you must never have owned a home anywhere and must live in it within 9 months). This is an estimate, not legal or tax advice. Your real estate lawyer confirms the exact amount at closing.